*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
:root {
  --navy: #1a3a5c; --navy-dark: #0f2540; --green: #16a34a; --green-hover: #15803d;
  --green-light: #dcfce7; --green-border: #86efac; --gray-50: #f9fafb; --gray-100: #f3f4f6;
  --gray-200: #e5e7eb; --text: #111827; --muted: #6b7280; --white: #ffffff;
  --shadow: 0 1px 3px rgba(0,0,0,0.1); --shadow-md: 0 4px 6px rgba(0,0,0,0.07);
}
html { scroll-behavior: smooth; }
body { font-family: system-ui, -apple-system, 'Segoe UI', sans-serif; color: var(--text); line-height: 1.6; font-size: 16px; }
a { color: var(--green); text-decoration: none; } a:hover { color: var(--green-hover); }
.container { max-width: 1100px; margin: 0 auto; padding: 0 20px; }
.site-header { background: var(--white); border-bottom: 1px solid var(--gray-200); position: sticky; top: 0; z-index: 100; box-shadow: var(--shadow); }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.site-logo { font-size: 1.25rem; font-weight: 800; color: var(--navy); text-decoration: none; letter-spacing: -0.02em; }
.site-logo span { color: var(--green); }
.main-nav { display: flex; align-items: center; gap: 32px; }
.main-nav a { font-size: 0.9rem; font-weight: 600; color: var(--navy); text-decoration: none; transition: color 0.15s; }
.main-nav a:hover { color: var(--green); }
.nav-cta { background: var(--green); color: var(--white) !important; padding: 10px 20px; border-radius: 6px; font-weight: 700 !important; transition: background 0.15s !important; }
.nav-cta:hover { background: var(--green-hover) !important; color: var(--white) !important; }
.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 4px; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--navy); margin: 5px 0; transition: all 0.2s; border-radius: 2px; }
.hero { background: var(--gray-50); padding: 72px 0 64px; border-bottom: 1px solid var(--gray-200); }
.hero-content { max-width: 640px; }
.hero-eyebrow { font-size: 0.8rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: var(--green); margin-bottom: 12px; }
.hero h1 { font-size: clamp(2rem, 4vw, 2.75rem); font-weight: 900; color: var(--navy); line-height: 1.15; margin-bottom: 16px; letter-spacing: -0.02em; }
.hero-sub { font-size: 1.1rem; color: var(--muted); margin-bottom: 28px; line-height: 1.7; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.btn-primary { display: inline-block; background: var(--green); color: var(--white); padding: 14px 28px; border-radius: 6px; font-weight: 700; font-size: 1rem; transition: background 0.15s; border: none; cursor: pointer; }
.btn-primary:hover { background: var(--green-hover); color: var(--white); }
.btn-outline { display: inline-block; border: 2px solid var(--navy); color: var(--navy); padding: 12px 26px; border-radius: 6px; font-weight: 700; font-size: 1rem; transition: all 0.15s; }
.btn-outline:hover { background: var(--navy); color: var(--white); }
.law-banner { background: var(--green-light); border: 1px solid var(--green-border); border-radius: 8px; padding: 16px 20px; margin: 32px 0; display: flex; align-items: flex-start; gap: 12px; }
.law-banner-icon { font-size: 1.4rem; flex-shrink: 0; margin-top: 2px; }
.law-banner-text strong { color: var(--navy); font-weight: 700; }
.law-banner-text { font-size: 0.95rem; color: var(--text); line-height: 1.6; }
.urgency-banner { background: #fef3c7; border: 1px solid #f59e0b; border-radius: 8px; padding: 14px 20px; margin: 16px 0; display: flex; align-items: flex-start; gap: 10px; }
.urgency-banner-text { font-size: 0.9rem; color: #92400e; line-height: 1.6; }
.urgency-banner-text strong { color: #78350f; }
.trust-bar { background: var(--navy); padding: 18px 0; }
.trust-bar-inner { display: flex; gap: 32px; justify-content: center; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 8px; color: var(--white); font-size: 0.875rem; font-weight: 600; }
.trust-item-icon { font-size: 1.1rem; }
section { padding: 64px 0; } section.alt-bg { background: var(--gray-50); }
.section-label { font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--green); margin-bottom: 8px; }
.section-title { font-size: clamp(1.5rem, 3vw, 2rem); font-weight: 800; color: var(--navy); margin-bottom: 12px; letter-spacing: -0.01em; }
.section-sub { font-size: 1rem; color: var(--muted); max-width: 560px; line-height: 1.7; }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 36px; }
.service-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: 10px; padding: 28px 24px; transition: box-shadow 0.15s, border-color 0.15s; }
.service-card:hover { box-shadow: var(--shadow-md); border-color: var(--green-border); }
.service-icon { font-size: 2rem; margin-bottom: 14px; }
.service-card h3 { font-size: 1.1rem; font-weight: 700; color: var(--navy); margin-bottom: 10px; }
.service-card p { font-size: 0.9rem; color: var(--muted); line-height: 1.6; margin-bottom: 16px; }
.service-link { font-size: 0.875rem; font-weight: 700; color: var(--green); }
.why-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 36px; }
.why-item { text-align: center; padding: 24px 16px; }
.why-icon { font-size: 2.5rem; margin-bottom: 12px; }
.why-item h3 { font-size: 0.95rem; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.why-item p { font-size: 0.85rem; color: var(--muted); line-height: 1.5; }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 36px; }
.step { text-align: center; padding: 0 16px; }
.step-number { display: inline-flex; align-items: center; justify-content: center; width: 48px; height: 48px; background: var(--green); color: var(--white); border-radius: 50%; font-weight: 800; font-size: 1.1rem; margin-bottom: 14px; }
.step h3 { font-size: 1rem; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.step p { font-size: 0.875rem; color: var(--muted); line-height: 1.6; }
.faq-list { margin-top: 32px; }
.faq-item { border: 1px solid var(--gray-200); border-radius: 8px; margin-bottom: 10px; overflow: hidden; }
.faq-question { display: flex; justify-content: space-between; align-items: center; padding: 18px 20px; cursor: pointer; font-weight: 700; color: var(--navy); font-size: 0.95rem; background: var(--white); user-select: none; }
.faq-question:hover { background: var(--gray-50); }
.faq-arrow { font-size: 1rem; transition: transform 0.2s; flex-shrink: 0; margin-left: 12px; }
.faq-answer { padding: 0 20px; max-height: 0; overflow: hidden; transition: max-height 0.3s ease, padding 0.2s; }
.faq-answer p { font-size: 0.9rem; color: var(--muted); line-height: 1.7; padding-bottom: 16px; }
.faq-item.open .faq-answer { max-height: 300px; }
.faq-item.open .faq-arrow { transform: rotate(180deg); }
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 36px; }
.blog-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: 10px; overflow: hidden; transition: box-shadow 0.15s; }
.blog-card:hover { box-shadow: var(--shadow-md); }
.blog-card-body { padding: 20px; }
.blog-tag { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; color: var(--green); margin-bottom: 8px; }
.blog-card h3 { font-size: 1rem; font-weight: 700; color: var(--navy); margin-bottom: 8px; line-height: 1.4; }
.blog-card p { font-size: 0.85rem; color: var(--muted); line-height: 1.6; margin-bottom: 14px; }
.blog-card-meta { font-size: 0.78rem; color: var(--muted); }
.lead-form-wrap { background: var(--white); border: 1px solid var(--gray-200); border-radius: 12px; padding: 36px; max-width: 640px; box-shadow: var(--shadow-md); }
.lead-form-wrap h2 { font-size: 1.4rem; font-weight: 800; color: var(--navy); margin-bottom: 6px; }
.lead-form-wrap .form-sub { color: var(--muted); font-size: 0.9rem; margin-bottom: 24px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { margin-bottom: 16px; }
.form-group label { display: block; font-size: 0.8rem; font-weight: 700; color: var(--navy); text-transform: uppercase; letter-spacing: 0.04em; margin-bottom: 6px; }
.form-group input, .form-group select, .form-group textarea { width: 100%; padding: 11px 14px; border: 1px solid var(--gray-200); border-radius: 6px; font-size: 0.95rem; color: var(--text); background: var(--gray-50); transition: border-color 0.15s; font-family: inherit; }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { outline: none; border-color: var(--green); box-shadow: 0 0 0 3px rgba(22,163,74,0.1); background: var(--white); }
.form-group textarea { min-height: 80px; resize: vertical; }
.form-submit { width: 100%; padding: 14px; background: var(--green); color: var(--white); border: none; border-radius: 6px; font-size: 1rem; font-weight: 700; cursor: pointer; transition: background 0.15s; font-family: inherit; }
.form-submit:hover { background: var(--green-hover); }
.form-success { display: none; background: var(--green-light); border: 1px solid var(--green-border); border-radius: 8px; padding: 20px; text-align: center; color: var(--navy); font-weight: 600; }
.cta-section { background: var(--navy); padding: 64px 0; text-align: center; }
.cta-section h2 { font-size: 1.75rem; font-weight: 800; color: var(--white); margin-bottom: 12px; }
.cta-section p { color: rgba(255,255,255,0.75); margin-bottom: 28px; font-size: 1rem; }
.site-footer { background: var(--navy-dark); color: rgba(255,255,255,0.8); padding: 56px 0 0; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 48px; padding-bottom: 48px; }
.footer-brand { font-size: 1.2rem; font-weight: 800; color: var(--white); margin-bottom: 12px; }
.footer-brand span { color: var(--green); }
.footer-desc { font-size: 0.85rem; line-height: 1.7; color: rgba(255,255,255,0.65); margin-bottom: 16px; }
.footer-col h4 { font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.08em; color: rgba(255,255,255,0.5); margin-bottom: 14px; }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 8px; }
.footer-col ul li a { font-size: 0.875rem; color: rgba(255,255,255,0.7); transition: color 0.15s; }
.footer-col ul li a:hover { color: var(--white); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding: 20px 0; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 8px; }
.footer-disclaimer { font-size: 0.75rem; color: rgba(255,255,255,0.45); line-height: 1.6; }
.footer-copy { font-size: 0.75rem; color: rgba(255,255,255,0.4); }
.page-hero { background: var(--gray-50); padding: 48px 0; border-bottom: 1px solid var(--gray-200); }
.page-hero h1 { font-size: clamp(1.6rem, 3vw, 2.25rem); font-weight: 900; color: var(--navy); line-height: 1.2; letter-spacing: -0.02em; }
.page-hero .page-meta { font-size: 0.8rem; color: var(--muted); margin-top: 10px; }
.article-body { max-width: 740px; }
.article-body h2 { font-size: 1.35rem; font-weight: 800; color: var(--navy); margin: 36px 0 14px; }
.article-body h3 { font-size: 1.1rem; font-weight: 700; color: var(--navy); margin: 24px 0 10px; }
.article-body p { font-size: 0.975rem; color: var(--text); line-height: 1.8; margin-bottom: 18px; }
.article-body ul, .article-body ol { padding-left: 20px; margin-bottom: 18px; }
.article-body li { font-size: 0.975rem; color: var(--text); line-height: 1.7; margin-bottom: 6px; }
.content-layout { display: grid; grid-template-columns: 1fr 320px; gap: 48px; padding: 56px 0; }
.content-sidebar { align-self: start; position: sticky; top: 88px; }
.sidebar-cta { background: var(--green-light); border: 1px solid var(--green-border); border-radius: 10px; padding: 24px; }
.sidebar-cta h3 { font-size: 1rem; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.sidebar-cta p { font-size: 0.85rem; color: var(--muted); margin-bottom: 16px; }
.breadcrumb { font-size: 0.8rem; color: var(--muted); margin-bottom: 8px; }
.breadcrumb a { color: var(--muted); }
.compare-table { width: 100%; border-collapse: collapse; margin: 20px 0; font-size: 0.9rem; }
.compare-table th { background: var(--navy); color: var(--white); padding: 12px 16px; text-align: left; font-weight: 700; }
.compare-table td { padding: 10px 16px; border-bottom: 1px solid var(--gray-200); }
.compare-table tr:nth-child(even) td { background: var(--gray-50); }
@media (max-width: 900px) { .services-grid { grid-template-columns: repeat(2,1fr); } .why-grid { grid-template-columns: repeat(2,1fr); } .footer-grid { grid-template-columns: 1fr 1fr; } .content-layout { grid-template-columns: 1fr; } .content-sidebar { position: static; } }
@media (max-width: 768px) { .main-nav { display: none; flex-direction: column; position: absolute; top: 68px; left: 0; right: 0; background: var(--white); border-bottom: 1px solid var(--gray-200); padding: 20px; gap: 16px; box-shadow: var(--shadow-md); } .main-nav.open { display: flex; } .nav-toggle { display: block; } .hero { padding: 48px 0 40px; } .hero-actions { flex-direction: column; align-items: flex-start; } .steps { grid-template-columns: 1fr; } .blog-grid { grid-template-columns: 1fr; } .form-row { grid-template-columns: 1fr; } .footer-grid { grid-template-columns: 1fr; gap: 32px; } .footer-bottom { flex-direction: column; text-align: center; } .trust-bar-inner { gap: 16px; } }
@media (max-width: 480px) { .services-grid { grid-template-columns: 1fr; } .why-grid { grid-template-columns: 1fr 1fr; } .lead-form-wrap { padding: 24px 18px; } }